Personal Credit + Business Credit

Your credit score is not your identity. It's a number we can fix.

LedgerRise restores damaged personal credit and builds business credit from the ground up. Two services, one platform, one goal: financial freedom for entrepreneurs.

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68M+
Americans with poor credit
$4.1B
Credit repair market (2026)
79%
Reports contain errors

Two tiers. One journey.

Most credit companies do one thing. LedgerRise does both, because entrepreneurs need both.

Tier One

Credit Restoration

We identify errors, dispute inaccuracies, and rebuild your personal credit profile so you can qualify for the rates you deserve.

  • Credit report analysis across all 3 bureaus
  • Automated dispute filing and tracking
  • Score monitoring and progress dashboard
  • Financial literacy coaching
then
Tier Two

Business Credit Builder

Establish and grow your business credit profile so you can access capital, vendor lines, and growth funding without a personal guarantee.

  • D-U-N-S number and business entity setup
  • Tradeline building with reporting vendors
  • Business credit monitoring (D&B, Experian, Equifax)
  • Funding readiness assessment
Credit isn't just a score. It's the difference between getting the loan and getting the rejection letter.

LedgerRise exists because too many hardworking people and business owners are locked out of opportunities by a number that doesn't reflect who they are.

How it works

Assessment

We pull your credit reports, identify every error, and map out a restoration plan tailored to your goals.

Dispute & Restore

Our system files disputes with all three bureaus, tracks responses, and follows up until inaccuracies are removed.

Build & Monitor

As your personal credit improves, we transition you into our business credit builder. New tradelines, vendor accounts, and credit monitoring.

Grow

With strong personal and business credit, you're ready for real funding. SBA loans, business lines of credit, and vendor terms that scale with you.

Built in Chicago. Designed for every entrepreneur who's been told no.

Your credit doesn't define your potential. LedgerRise is here to make sure lenders see what we already know: you're worth the investment.

Start Your Journey Today